Some sectors within financial services, esp. insurance, escaped the worst of the financial crisis that hit banking from 2007-09 – But was it merely a chance?
- Do you really understand how each product in your portfolio affects your capital levels?
- What about correlations between risk drivers affecting your business?
- What are your top five risk drivers?
- Do you get daily reports on how your portfolio is affected by material risk drivers?
Why should you care about credit risk analysis?
- Credit risk is often the biggest risk faced by a banking institution
- Credit risk affects a wide range of portfolios, including loans, fixed-income investments, OTC derivatives, securitizations, and other structured products
- Credit risk is usually a precursor to liquidity risk, which is a proximate cause for many a bank failure
The business benefits of Spotfire Analytics in credit risk analysis
- Gain insights into the risks affecting your loan portfolios
- Achieve greater transparency into risk factors affecting the loan book
- Align all stakeholders in their understanding of the true risks to all portfolios affected by credit risk
- Implement complex workflows and models in an intuitive and full-featured platform that supports complex statistical analysis and data visualization
- Empower the analyst to ask relevant what-if questions and get answers promptly